Ghosts, ghouls, and goblins can be scary! There are also fun things about Halloween; candy, costumes, and carving pumpkins. But what about the insurance claims you don’t want your public entity to see again this year? OneBeacon Government Risks has the risk management tips you need to keep your entity claim-free this Halloween.
Many entities are offering one of their locations to be used as a Halloween destination where kids can congregate and get candy without going door-to-door. A little preparation on the part of the entity can go a long way:
1. Require all candy to be given out will be in its original packaging, not in baggies…encourage parents and guardians to inspect all candy before consumption.
2. Inspect parking lots and landscape areas for tripping hazards and adequate lighting. If ice or snow conditions are anticipated, appropriate plans should be made.
3. Traffic control around these functions may be necessary depending on the amount of attendance and participation.
“All drivers, but especially drivers of local entity vehicles need to be aware as dusk approaches on October 31st as youths will be darting between cars to trick or treat. Remember, costumes are often restricting vision, and kids and adults alike are donning dark colored costumes which are difficult to see. Kids are motivated to fill their container with goodies. Hitting a pedestrian on Halloween would be a terrible trick. If you have to be out, slow down and scan, scan, scan.” –Kenny Smith, VP of Risk Control
4. Keep in mind anything not permanently tied down, indoors or out, may be relocated for you as someone’s idea of a trick. So be prepared.
5. If jack-o’-lanterns are placed in public spaces such as parks or community centers skip out on the candles and insure that LED lights or flameless candles are used instead. Utilizing candles may cause blazing fires if left unattended.
“When preparing for your local fall and Halloween festivities, check your decorations for faulty lights and be sure combustible items such as hay bales and corn husks are not near any igniters, which can result in fires.” –Ty Goare, Business Development Manager
We hope you have a safe and fun night celebrating Halloween in whichever manner you choose!
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