Are you prepared for the risks that come with providing alcohol at a public or private event?
OneBeacon Government Risks wants your public entity to not only understand the risks you’re exposed to, but also what’s needed in the policies and procedures to protect your entity from getting into a sloshy situation.
Most lawsuits regarding liquor assert that the law was broken due to one of the following:
- Over-serving a patron
- Serving to a minor
- Or, not offering safe transport home after identifying the patron was intoxicated.
To prevent plaintiffs from proving negligence in training or supervision, develop a liquor liability plan. Download OneBeacon Government Risks’ Liquor Liability PDF to review components of a liquor liability plan.
If the liquor is contracted out to a vendor, always ask for certificates of insurance and proof of liquor liability coverage. To be proactive, require the contracted vendor to have a liquor liability plan that meets the state law.
Encouraging a Safe Drinking Environment
There are many things you can do to promote a safe drinking environment and reduce your risk for liabilities. Safety begins with management. Ensure your management supports and trusts the staff in their decisions to ‘stop service.’ Providing them with training and guidelines will ensure they make responsible judgments. Do not forget to include the promotion and offering of alternative beverages at an event or venue. For more ideas on how to create effective liquor guidelines, review the Alcohol Beverage Control (ABCs) ‘Model House Policies: A Guide to Developing Responsible Business Practices for On-Sale Licensees.’
Remember, it is up to the entity to establish boundaries and acceptable conduct. Establishing a liquor liability plan is the best way to ensure you’re ready for any situation.
To learn more about how OneBeacon Government Risks can help you manage risks, please contact us at OBGRRiskControl@onebeacongov.com.